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CL_SMSF-Purchase

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Purchase an investment property with your self managed super fund

  • Variable rate from 6.99% (CPR 7.34%)*

  • Residential or Commercial

  • Interest Only or Principal & Interest

Add value to your retirement savings and potentially reduce your tax liability by purchasing an investment property through your Self Managed Super Fund.

FEATURES

Residential Investment or Commercial Property

Purchase up to 80% of your residential investment property value or up to 75% of your commercial investment property value.

Offset Account

Minimise the interest you might have to pay with an Offset Account.

Interest Only or Principal & Interest

Flexible loan repayment options.

Large Loan Sizes

Borrow up to $1.5M for a residential loan or $2M for a commercial loan (subject to credit assessment and loan affordability).

Take advantage of our market leading rates. Send us your scenario and the team will respond with all the details of our market leading solution.

What Are The Benefits?

Any rental income from your property that is paid into your SMSF is taxed at a considerably lower rate compared to if the income was earned outside the SMSF. Also when you reach the preservation age and start drawing a pension from your SMSF, the rental income from your property becomes tax-free.

When you diversify your assets you can strengthen your super fund and generate less risk.

By having your investment property held in your Super Fund, you may be eligible for a Capital Gains Tax discount when your property is sold.
*Comparison rate is based on a loan of $150,000 principal over a 25 year term. WARNING: The Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Standard credit approval criteria, fees, terms and conditions apply.