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Suited to clients who don't quite meet prime credit policy

  • Full Doc, Alt Doc or SMSF Residential

  • Defaults allowed

  • 12 Month ABN

  • ATO Debt Refinance

Having a credit event in your past doesn’t mean you still can’t obtain finance. With our Near Prime product solution, we offer clients an alternative so they can still obtain finance whilst paving their way back to being in a prime policy position.

FEATURES

Full Doc or Alt Doc

Flexible documentation options available

12 Month ABN

Recently Self Employed? That's ok! Our Near Prime product is open to business owners who have held their ABN for a minimum of 12 months

Defaults, Mortgage Arrears & Bankruptcy

We can still provide finance even if you've experienced a life event (certain credit criteria applies)

Payout of ATO debt acceptable

There are cash out options available, including paying out ATO Debt.

Take advantage of our market leading rates. Send us your scenario and the team will respond with all the details of our market leading solution.

What Are The Benefits?

Ability to secure finance even with credit blemishes or a low credit score. 

Recently self employed borrowers (ABN held for 12 months) also have the opportunity to obtain finance.

Even if you don’t meet the standard credit requirements of a Prime product, you can take advantage of the opportunity to buy or refinance now and pave your way back to a lower interest rate and prime product.

**Non conforming credit approval criteria, fees, terms and conditions apply.